Terms & Conditions

Last Updated: February 23, 2026

Acceptance of Terms

By accessing and using the website and services of xenophiliarg LLC ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Services

xenophiliarg LLC provides financial services and direct lending solutions. The specific terms of any financial product or service will be outlined in a separate agreement between you and xenophiliarg LLC. Information provided on this website is for general informational purposes and does not constitute financial advice.

Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any portion of the website
  • Interfere with or disrupt the website or its servers
  • Transmit any malicious code, viruses, or harmful content
  • Use the website for any fraudulent or deceptive purpose

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of xenophiliarg LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from xenophiliarg LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at xenophiliarg@xenophiliarg.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Disclaimer of Warranties

This website and our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, secure, or error-free. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, xenophiliarg LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services. Our total liability for any claim shall not exceed the amount you paid to us for the specific service giving rise to the claim.

Indemnification

You agree to indemnify, defend, and hold harmless xenophiliarg LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising from your use of the website or violation of these Terms.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which xenophiliarg LLC operates, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective when posted on this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at:
xenophiliarg LLC
Email: xenophiliarg@xenophiliarg.com